Tuesday, April 14, 2015

Redefining my smart phone experience

ASUS Zenfone 2
Image Courtesy: ASUS INDIA 
Five reasons  I feel that ASUS Zenfone 2 could redefine my smartphone experience!

The smartphone has changed the outlook of the modern world as it became a part of everyday life of people aged 15 to 60. A smartphone can perform our various indispensable daily activities including business and finance, education, entertainment, gaming, fitness, social networking and so on. There are never ending options of Smartphone available in the market right now with all the big mobile brands launching a new device in regular intervals. So, there is no shortage of choices and it often makes life difficult rather than making it simple. What is the right device for me?
I will choose the ASUS Zenfone 2 due to the below mentioned reasons:- 

  1. The Picture quality: I am a person who likes click pictures at every possible occasion. Though I have cameras, but it is of course not possible to carry it in every possible situation. At that moment my smart phone should save the day. ASUS Zenfone 2 has a powerful 13 MP rear camera with f/2.0 aperture lens that can compete with many dedicated cameras. It has no shutter lag and the most exciting feature is its capacity to take stunning pictures at extremely low light (can provide 400% brighter image).
  2. The Performance: Performance of a phone has been always important as it is the most essential parts of any phone. ASUS Zenfone 2 has huge 4 GB RAM supported by a powerful by 2.3GHz, 64-bit Intel Atom Z3580 processor that can produce a three times better performance in comparison to its competitors. Multitasking in ASUS Zenfone 2 is as hassle free as possible, which is the most promising and useful feature of any Smartphone.
  3. The Active Dual Sim Feature: ASUS Zenfone 2 comes with dual SIM capability that has dual active mode. This enables the user to keep both the SIM in active mode even while receiving or making calls in any one of the SIM and can switch between them without stopping the calls. Two SIM has become an essential part of our life, especially for people who have to travel frequently between two places.
  4. The Boost Master Technology: This is a unique feature of ASUS Zenfone 2 that allows boosting up the phone battery at extremely fast rates. So, now you do not have to wait for your phone to get charged. It will get a full charge in an hour with 60% charging to be completed in 39 minutes. This is truly amazing and a boon for anyone travelling frequently.
  5. The ZenUI from Asus (promising features): The last but not the least, the features that are packed specifically in ZenUi. It offers an effortless yet elegant personalized experience that includes SnapView, Instant update, ZenMotion, Trend Micro Security and many more. 

These features will definitely redefine my Smartphone Experience and place ASUS Zenfone 2 above all its competitor Smartphone. 

I am hereby ensuring (to the best of my abilities and circumstances) that my blog post will remain accessible in a un-altered state for a minimum of one year.

Monday, April 13, 2015

Modifying your car with car stickers in Kolkata

car stickers
Image Courtesy: CC0 Public Domain
(Free for commercial use / No attribution required)
With passing years your car may not have the same shiny and exciting look when it was brand new. The shade of the car may be dented or not very attractive anymore. Alternatively, you may have a new car, but want to make its appearance spicier and more beautiful. In both the cases, you can use a lot of fitting car accessories to give your car a complete makeover. Moreover, with these accessories you can give a personal touch to your car that will stand out from the crowd.

What accessories to use?

There are various ways to modify and give your car the personal touch. It can be some added shades, use of car stickers, some attachments, chrome bulbs and many more, including the side lenses to the side mirrors, neon lights or addition of interior texture. Internal features can be changed as well apart from giving the car a modified external look. Internal makeover may include placing some car cushions, change in seat covers or type of seats or adding several gadgets. Everything depends upon your budget.

But, if you want to face lift the outer appearance of your car then use of car stickers is a perfect way to do it in a reasonable budget. It will not only give your car the lost shiny and pristine look, it will also save your car from external weathers and possible scratches. The smoothness of your car exterior is maintained for a longer duration as the stickers protect it from the sun. So, the car stickers will protect your car from these factors as well as give your car the style and personalized look at reasonable cost.

There are varieties of car stickers available in Kolkata. They can be used on any smooth surfaces like the windows and car bodies. You can even use some messages in the stickers and promote something through it. The car stickers come in various styles and themes as well that shows off your taste meaningfully. As the stickers will stand out as your personalized touch, never use stickers that may dent your reputation and look odd.

The best thing for these car stickers is that unlike other car accessories they are very affordable and can give your car the required face lift without taxing too much on your pockets. So, use different car stickers to modify your cars look and stand out from the crowd while keeping the budget within your reach.

Friday, April 10, 2015

Varanasi boat school: The Ray of Hope

Varanasi boat school
Image Courtesy: Do Right and Tata Capital

The literacy has two levels of perspectives, National and Individual. A democratic country like India needs National level literacy to build a strong foundation for its economy, social structure and political background. A literate population has the awareness to live a better life and fight against corruption and manipulation. On the other hand, literacy at the individual level is required to make the person competent and confident to face the world with a new attitude.

Literacy, in today’s context is not limited to the reading and writing abilities of an individual. It has a broader sense in guiding people towards achieving the awareness to make the changes for a better living. The Indian government has established the mission against illiteracy in 1988 in the form of The National Literacy Mission. This mission resulted in rise in a literacy rates (74.04% in 2011 from 52.21% in 1991), but still we are way below the target of 100% literacy.

India has a huge population of over 1.2 billion and is the world’s most populous democratic country with 29 states and 7 union territories. This enormous population and size of the country can create different problems in its true development. In these circumstances, literacy is the primary requirement for economic development of the country with India having 287 million illiterate adults (37% of the world). In India4India Survey conducted by TATA Capital, 18.78% people sighted illiteracy as the major challenges that India is facing today. This led them to their next venture in Varanasi, Uttar Pradesh; the cultural, traditional and religious centre of India. As one of the oldest cities of India with its unique, colourful and chaotic nature, thousands of people every day comes to the different Ghats of the holy river Ganga to wash away their sins and thereby making this portion of the Ganga most polluted.

In the Ghats of Maa Ganga, hundreds of children are seen to be engaged in various trades and wasting their time in an aimless manner. This way they are getting more and more away from essential learning. The good thing is that in this world, there is always some place for good people with capacity of contemporary thinking. A novel “Boat School” has been set up by the NGO Guria to help these children, under the leadership of Ajeet Singh. This innovative Varanasi boat school will serve as the stepping stone in the learning world for these children. They will spend two hours every day to play, study and revise after their regular schooling without any added tension or pressure.

This boat school has serious potential to make an inspiring environment for these children and deserves further enhancement. This can create magical transformation in the world of these children through the ideal learning environment.

But, at this point the school needs a magical transformation itself in the form of restoration and makeover of the interiors including a library, educational toys, stationery, a computer and a painting kit. These are essential minimum for proper education of these children. If this venture is more successful in Varanasi than similar efforts can be replicated throughout the country, thereby ensuring a better future of India.

Come and join the Journey of Doing Right and be a part of the magical transformation of the Varanasi boat school. Donate handsomely and help make this endeavour a successful one to bring back the smiles in hundreds of children in Varanasi Ghats.

Thursday, April 9, 2015

Sharing the Load with #Washbucketchallenge


Household chores are no longer a women domain and we men should share the burden as far as possible and most men nowadays are sharing this responsibility perfectly. 

So, I have participated in the #WashBucketChallenge to #ShareTheLoad of my household chores in the form of washing the weekly clothes in the washing machine.

In any house the number and varieties of clothes vary greatly with different brands and styles coming into the markets. But, irrespective of the cloth types every garment gets dirty and need to be washed at regular intervals to keep it in wearing condition. Different fabrics demand different treatment and thus the importance of the detergent powder used is ever increasing.

So, when I took the #WashBucketChallenge to #ShareTheLoad from blogadda I was quite excited to receive the product and do my weekly washing by myself. As always blogadda was very prompt with the delivery of the product (Ariel Matic). 

I have gone through the washing procedure as usual and I do not want to give a description of the washing procedure as everyone no its details. But, I do likely to share my experience with Ariel Matic as detergent powder.

The Ariel Matic is no doubt a high quality product having some advanced washing components that can give a never before cleaning to your clothes while caring for them as well. The detergent is specially made for washing clothes in washing machines.

The low suds formula creates little foam and unlike the other detergents do not fill up the washing space inside the machine with excessive foams that hinder the movement of your clothes during washing. So, your clothes get stain free without damaging the texture thus lasting for longer duration. Moreover, the detergent gives your clothes a nice and refreshing fragrance that persists even after drying of the clothes. The detergent can also work on every type of fabrics (synthetics to cotton) and can remove difficult stains (like coffee, tea etc.) easily. It is no doubt the best detergent to be used in washing machines (both the front and top load ones).

I am extremely happy to take part in the #WashBucketChallenge to #ShareTheLoad of my household chores.

'This post is a part of the #WashBucketChallenge activity at BlogAdda.com is association with Ariel India'.

Monday, April 6, 2015

Car loan options in Kolkata

Image Courtesy: CC0 Public Domain
(Free for commercial use / No attribution required)
Today, more people from middle income groups in India are looking to have their own cars (both used and new cars) and thus seeking for appropriate car loans in Kolkata. This trend is especially seen in metro cities and Kolkata, the capital of West Bengal is no exception. Kolkata is one of the biggest and most densely populated cities in India. It is the chief financial and commercial hub of both East and North East India. The Calcutta Stock Exchange is the second largest bourse of India.

What is car loan?

With variety of products, the personal car finance or loan poses as a complete personal finance Subsector. The products offered are basic car loans, car leasing or hiring on personal contract, hire purchase and purchase on personal contract. So, car finance also includes the leasing of vehicles along with basic loan options. The residual values of cars are quite high and the second hand car market in Kolkata is also booming. These two factors contribute to these various types of car finance and allow financing of other types ahead of pure loans of unsecured nature.

Eligibility for car loans in Kolkata
  • Must be at least 21 years old
  • Must be less than 67 years old
  • Must have a regular income (self employed or salaried person)
  • The monthly earning must be over the thresh hold minimum

Factors on which eligibility of car loan in Kolkata depends
  • The regular income of the applicant must be 240,000 per annum or more
  • The capped loan should be 85% of the ex-showroom price
  • The eligibility is lowered if you are already giving EMI for other loans

Steps to be taken to increase your eligibility
  • Pay off the pending bills of your credit cards
  • Choose lone with longer tenure (up to 5 years)

The required documents for car loan application
  • A valid photo ID
  • Age proof certificate
  • Residence address proof
  • Last six month’s statement from the bank
  • Duly signed application form with attached photograph
  • Last three months salary slips, Income Tax Returns or the Form 16 (for salaried persons)
  • Last three years Income Tax Returns along with Income computation, last three years CA Certified / Profit & Loss Account and Audited Balance Sheet (for self employed persons)

Interest rates for car loans in Kolkata
  • The Rate of Interest i.e. the monthly reducing balance - 10.5% - 12.75%
  • The Processing Fees - Can range from Rs. 500/- Rs to around 5000/-
  • The Tenure of the Loan - 1 year to 5 years
  • Charges related to Pre-closure - 2% to 4% on the outstanding loan amount
  • Requirement of Guarantor - There is no Requirement of any guarantor

The above information may help the people of Kolkata to decide on their car loans in Kolkata.